They have quite a scam going on for individual people for coverage.  Tricia and I recently applied for individual coverage and they happily took our application and the first month’s premium.  Before they even looked at the application, they charged our credit card.  Then they dragged their feet on approving the application so we have to cancel the application and get coverage elsewhere.  So the deal is that if you are not approved or cancel the application, they take 30 days to keep your money and issue an out of state check for the refund.  So they are keeping our money floating in their accounts for two months while they mess around with us.  While money isn’t extravagant (~$600), I wonder how many other individuals are caught up in this mess too.  I knew BCBS was a crooked organization (they are an insurance carrier afterall), but this just seems mean to do this to individuals that can scarcely deal with it, people trying to get individual insurance coverage.  Just evil…

I am just glad we don’t have anything like universal health care in this country :|